@font-face{font-family:Fraunces;font-style:normal;font-display:swap;font-weight:100 900;src:url(../fonts/fraunces-latin-ext-wght-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Fraunces;font-style:normal;font-display:swap;font-weight:100 900;src:url(../fonts/fraunces-latin-wght-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Fraunces;font-style:italic;font-display:swap;font-weight:100 900;src:url(../fonts/fraunces-latin-ext-wght-italic.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Fraunces;font-style:italic;font-display:swap;font-weight:100 900;src:url(../fonts/fraunces-latin-wght-italic.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}*,::after,::before{box-sizing:border-box;margin:0;padding:0}:root{--navy:#0b1f4a;--blue:#124dab;--sky:#2e7cf6;--accent:#e8f0fe;--gold:#f0a500;--light:#f5f7fc;--white:#ffffff;--text:#1a2540;--muted:#5a6a8a;--border:#dce5f5;--radius:14px;--shadow:0 4px 24px rgba(18,77,171,.10)}html{scroll-behavior:smooth}body{font-family:poppins,sans-serif;background:var(--light);color:var(--text);min-height:100vh}.topbar{background:var(--navy);padding:0 40px;display:flex;align-items:center;justify-content:space-between;height:64px;position:sticky;top:0;z-index:100;box-shadow:0 2px 16px rgba(0,0,0,.25)}.topbar-brand{display:flex;align-items:center;gap:10px;text-decoration:none}.topbar-brand i{color:var(--gold);font-size:1.3rem}.topbar-brand span{font-family:poppins,sans-serif;font-weight:700;font-size:1.15rem;color:var(--white);letter-spacing:.3px}.topbar-nav{display:flex;gap:4px}.topbar-nav a{display:flex;align-items:center;gap:6px;padding:8px 18px;border-radius:8px;text-decoration:none;font-size:.85rem;font-weight:500;color:rgba(255,255,255,.7);transition:background .2s,color .2s}.topbar-nav a:hover{background:rgba(255,255,255,.1);color:#fff}.topbar-nav a.active{background:var(--blue);color:#fff;box-shadow:0 2px 10px rgba(18,77,171,.4)}.policy-hero{background:url(../images/bg.png);padding:72px 40px 82px;text-align:center;position:relative;overflow:hidden}.policy-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 70% 60% at 50% 0,rgba(46,124,246,.25) 0,transparent 70%);pointer-events:none}.policy-hero::after{content:'';position:absolute;bottom:-2px;left:0;right:0;height:48px;background:#fff;clip-path:ellipse(55% 100% at 50% 100%)}.badge-tag{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);color:rgba(255,255,255,.85);font-size:.72rem;font-weight:600;letter-spacing:1.4px;text-transform:uppercase;padding:6px 16px;border-radius:100px;margin-bottom:20px}.policy-hero h1{font-family:Fraunces,serif;font-size:clamp(2rem, 5vw, 3.2rem);font-weight:700;color:#fff;line-height:1.15;margin-bottom:14px}.policy-hero h1 span{color:var(--gold)}.policy-hero p{color:rgba(255,255,255,.72);font-size:1.05rem;max-width:520px;margin:0 auto}.policy-body{max-width:820px;margin:0 auto;padding:48px 24px 80px}.policy-card{background:var(--white);border-radius:var(--radius);padding:36px 40px;margin-bottom:24px;box-shadow:var(--shadow);border:1px solid var(--border);animation:cardIn .45s ease both}.policy-card:nth-child(2){animation-delay:.07s}.policy-card:nth-child(3){animation-delay:.14s}@keyframes cardIn{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:translateY(0)}}.section-header{display:flex;align-items:center;gap:14px;margin-bottom:20px}.section-icon{width:44px;height:44px;border-radius:12px;background:var(--accent);display:grid;place-items:center;flex-shrink:0}.section-icon i{color:var(--blue);font-size:1.1rem}.section-header h2{font-family:Fraunces,serif;font-size:1.35rem;font-weight:600;color:var(--navy)}.policy-card>p{color:var(--muted);line-height:1.7;font-size:.96rem}.policy-item{display:flex;gap:16px;padding:18px 0;border-bottom:1px solid var(--border)}.policy-item:last-child{border-bottom:none;padding-bottom:0}.policy-item:first-of-type{padding-top:20px}.policy-item-icon{color:var(--blue);font-size:1rem;margin-top:3px;flex-shrink:0;width:20px;text-align:center}.policy-item-content{display:flex;flex-direction:column;gap:5px}.policy-item-content strong{font-size:.95rem;font-weight:600;color:var(--navy)}.policy-item-content span{font-size:.9rem;color:var(--muted);line-height:1.65}.policy-item-content a{color:var(--blue);font-weight:600;text-decoration:none}.policy-item-content a:hover{text-decoration:underline}.note-box{display:flex;gap:14px;align-items:flex-start;background:#fff8e1;border:1px solid #ffd54f;border-left:4px solid var(--gold);border-radius:10px;padding:16px 20px;margin-top:20px}.note-box i{color:var(--gold);font-size:1.1rem;margin-top:2px;flex-shrink:0}.note-box p{font-size:.9rem;color:#5a4800;line-height:1.6}.last-updated{font-size:.82rem;color:#9aabcc;margin-top:8px;display:flex;align-items:center;gap:6px}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:24px}.contact-item{display:flex;align-items:flex-start;gap:12px;background:var(--light);border-radius:10px;padding:16px 18px;border:1px solid var(--border)}.contact-item i{color:var(--blue);font-size:1rem;margin-top:2px;flex-shrink:0}.contact-item a,.contact-item p{font-size:.9rem;color:var(--text);line-height:1.55;text-decoration:none}.contact-item a:hover{color:var(--blue);text-decoration:underline}@media (max-width:680px){.topbar{padding:0 16px}.topbar-nav a span{display:none}.topbar-nav a{padding:8px 12px}.policy-hero{padding:56px 20px 48px}.policy-card{padding:24px 20px}.contact-grid{grid-template-columns:1fr}}